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1[THE SECOND SCHEDULE 
(See Section 163 A) 
SCHEDULE FOR COMPENSATION FOR THIRD PART FATAL ACCIDENT/INJURY CASES CLAIMS  
 
1. Fatal Accidents: 
 
NOTE: The amount of compensation so arrived at in the case of fatal accident claims shall be reduced by 1 /3rd in consideration of the 
expenses which the victim would have incurred towards maintaining himself had he been alive. 
                                                           
1. Ins. by Act 54 of 1994, s. 64 (w.e.f. 14-11-1994). 
Annual Income   Rs. 
3000 
Rs. 
4200 
Rs. 
5400 
Rs. 
6600 
Rs. 
7800 
Rs. 
9000 
Rs. 
10200   
Rs. 
11400   
Rs.  
12000 
Rs. 
18000 
Rs. 
24000 
Rs. 
36000 
Rs. 
40000 
AGE OF VICTIM MULTIPLIER                                                  RUPEES IN THOUSANDS 
  compensation in case of death 
    Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. Rs. 
Up to 15 yrs. .....15 60 84 108 132 156 180 204 228 240 360 480 720 800 
Above 15 yrs. but not exdg. 20 yrs. .....16 57 79.8 102 125.4 148.2 171 193.8 216.6 228 342 456 684 760 
Above 20 yrs. but not exdg. 25 yrs. ....17 54 75.6 97.2 118.8 140.4 162 183.6 205.2 216 324 432 648 720 
Above 25 yrs. but not exdg. 30 yrs. .....18 51 71.4 91.8 112.2 132.6 153 173.4 193.8 204 306 408 612 680 
Above 30 yrs. but not exdg. 35 yrs. .....17 50 67.2 86.4 105.6 124.8 144 163.2 192.4 192 288 384 576 640 
Above 35 yrs. but not exdg. 40 yrs. .....16 50 63 81 99 117 135 153 171 180 270 360 540 600 
Above 40 yrs. but not exdg. 45 yrs. .....15 50 58.8 75.6 92.4 109.2 126 142.8 159.6 168 252 336 504 560 
Above 45 yrs. but not exdg. 50 yrs. .....13 50 50.4 64.8 79.2 93.6 108 122.4 136.8 144 216 286 432 480 
Above 50 yrs. but not exdg. 55 yrs. .....11 50 50 54 66 78 90 102 114 120 180 240 360 400 
Above 55 yrs. but not exdg. 60 yrs. .......8 50 50 50 52.8 62.4 72 81.6 91.2 96 114 192 286 320 
Above 60 yrs. but not exdg. 65 yrs. .......5 50 50 50 50 50 54 61.2 68.4 72 108 144 216 240 
Above 65 yrs. .......5 50 50 50 50 50 50 51 57 60 90 120 180 200 
2. Amount of compensation shall not be less than Rs. 50,000.   
3. General Damages (in case of death):   
    The following General Damages shall be payable in addition to compensations outlined above:   
    (i) Funeral expenses  -- Rs.    2,000/- 
    (ii) Loss of Consortium, if beneficiary is the spouse  -- Rs.    5,000/- 
    (iii) Loss of Estate  -- Rs.    2,500/- 
     (iv) Medical Expenses—Actual expenses incurred before death supported by bills/vouchers but not 
exceeding 
 -- Rs.  15, 000/- 
4. General Damages in case of Injuries and Disabilities:   
     (i) Pain and Sufferings   
         (a) Grievous injuries  -- Rs.    5,000/- 
         (b) Non-grievous injuries  -- Rs.    1,000/- 

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     (ii) Medical Expenses —Actual expenses incurred supported by bills/vouchers but not exceeding 
as one time payment 
 -- Rs.   15,000/- 
5. Disability in non-fatal accidents:   
   The following compensation shall be payable in case of disability to the victim ari sing out of non -
fatal accidents: 
  
   Loss of income, if any, for actual period of disablement not exceeding fifty-two weeks.   
   PLUS either of the following:—   
    (a) In case of permanent total disablement the amount payable shall be arrived at by multiplying the annual loss of income by the  
Multiplier applicable to the age on the date of determining the compensation, or  
(b) In case of permanent partial disablement such percentage of compensation which would have been payable in the case of permanent 
total disablement as specified under item (a) above. 
Injuries deemed to result in Permanent Total Disablement /Permanent Partial Disablement and percentage of loss of earning capacity shall 
be as per Schedule I under Workmen's Compensation Act, 1923. 
6. Notional income for compensation to those who had no income prior to accident:—  
Fatal and disability in non-fatal accidents:—  
(a) Non-earning persons  —Rs. 15,000 p.a. 
(b) Spouse                                                                                                                      —Rs. l/3rd of income of the 
earning/surviving spouse. 
In case of other injuries only "general damage" as applicable.]